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Introducing buy now, pay later with Affirm

With Affirm choose 3, 6, or 12 monthly payments


Buying with Affirm is simple

  1. Fill your cart. Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
  2. Choose how you pay. Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front
  3. Pay over time. Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.

Pay at your own pace with Affirm

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.**

For example, a $700 purchase might cost $64/mo over 12 months at 15% APR.

Buy with confidence

With Affirm, you always know exactly what you'll owe and when you'll be done paying.


Affirm tells you up front the total amount you’ll pay. That number will never go up.


You choose the payment schedule that works for you.


Affirm won’t charge you late fees or penalties of any kind, ever.

Affirm Installments FAQ

**Rates are between 10–30% APR. A down payment may be required. Subject to eligibility check and approval. Payment options depend on your purchase amount. Estimated payment amount excludes taxes and shipping fees. Actual terms may vary. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Visit affirm.com/help for more info.

Introducing buy now, pay later with Shop Pay

Split your purchase into 4 easy payments—with no hidden fees!*


How Shop Pay works

  1. Add items to your cart.
  2. Check out with Shop Pay.
  3. Choose to pay in 4 installments.

Your first payment will either be due at checkout or 2 weeks after your purchase. The next 3 remaining installments will be automatically charged to your card saved on Shop Pay every 2 weeks. And don't worry, you'll get an email reminder before each payment to keep you in the know. Still have questions? Refer to the FAQ below or checkout shoppay.affirm.com.

Quick Approval

Get a real-time decision

Easy Payments

Split your purchase into 4 easy payments.

No Hidden Fees

0% interest payments with no surprises.

Shop Pay Installments FAQ

*Payment options are offered by Affirm and are subject to eligibility check and may not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.