BUY NOW, PAY LATER
Introducing buy now, pay later with Affirm
With Affirm choose 3, 6, or 12 monthly payments
Buying with Affirm is simple
- Fill your cart. Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
- Choose how you pay. Pick the monthly payment plan you like best. You’ll never pay more than you agree to up front
- Pay over time. Make payments at affirm.com or in the Affirm app. You’ll get email and text reminders.
Pay at your own pace with Affirm
When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.**
For example, a $700 purchase might cost $64/mo over 12 months at 15% APR.
Buy with confidence
With Affirm, you always know exactly what you'll owe and when you'll be done paying.
Affirm tells you up front the total amount you’ll pay. That number will never go up.
You choose the payment schedule that works for you.
Affirm won’t charge you late fees or penalties of any kind, ever.
Affirm Installments FAQ
Can I pay off my purchase early?
Yes! There is no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android.
Does checking my eligibility affect my credit score?
No- checking your eligibility won't affect your credit score.
Can I return an item bought with Affirm?
Yes- You can return an item you bought with Affirm by initiating the return process with Boost Auto Parts.
Do I need a mobile number to use Affirm?
Yes, you'll need a mobile phone number from the US or US territories. This helps us verify it's really you who is creating your account and signing in.
Where can I learn more about Affirm?
You can visit their website at affirm.com
**Your rate will be 10-36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.
Introducing buy now, pay later with Shop Pay
Split your purchase into 4 easy payments—with no hidden fees!*
How Shop Pay works
- Add items to your cart.
- Check out with Shop Pay.
- Choose to pay in 4 installments.
Your first payment will either be due at checkout or 2 weeks after your purchase. The next 3 remaining installments will be automatically charged to your card saved on Shop Pay every 2 weeks. And don't worry, you'll get an email reminder before each payment to keep you in the know. Still have questions? Refer to the FAQ below or checkout shoppay.affirm.com.
Get a real-time decision
Split your purchase into 4 easy payments.
No Hidden Fees
0% APR interest payments with no surprises.
Shop Pay Installments FAQ
What is the option to pay in installments on Shop Pay?
When checking out with Shop Pay, you now have the option to pay now or later. Paying in installments on Shop Pay allows you to split your purchase amount into 4 equal, biweekly installment payments—with 0% APR interest, no hidden or late fees, and no impact on your credit score.* In some instances, your first payment is due when you make your purchase; otherwise, your first payment is due 2 weeks after your purchase.
Will using the installments feature on Shop Pay impact my credit score?
No, if you choose to pay in installments through Shop Pay, there will be no impact to your credit score. For Shop Pay installments, Affirm will not report to credit bureaus.
Which payment methods are accepted if I use the option to pay in installments on Shop Pay?
The installments option on Shop Pay is available on debit and credit cards.
Are there late fees?
No, there are no late fees if you miss a scheduled payment.
What if I make a return on a purchase made through installments with Shop Pay?
If we process a refund, the refunded amount will be returned to your original payment method within 3-10 business days, and your balance will be updated.
If your refund is less than your total purchase balance, it might not lower your next payment. Instead, you can expect fewer payments, a smaller final payment, or both.
If your refund is more than your purchase balance, the difference will be returned to your original payment method within 3-10 business days.
How can I manage my Shop Pay account or change payment methods and addresses?
I have more questions
For questions about installment payments on Shop Pay, visit shop.affirm.com/help. For questions about Shop Pay or the Shop App, visit shop.app/help/shop-pay.
Rates from 0% APR or 10-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers https://www.affirm.com/licenses.